
Modern Budgeting 101 - How to Track, Plan and Save Your Way to Wealth.
Why You Should Budget
Types of Debt & How To Manage Each Type
Techniques to track and account for every dollar in or out
How and what to start budgeting NOW
How to get your debts down to zero


Your financial future doesn’t have to go up and down with the ship. If you want to get rid of your debt responsibly and build wealth that will last, you must attend this free budgeting workshop. In this FREE 60-minute presentation plus Q&A, John Thomas of Primary Residential Mortgage will answer all your questions on creating and developing your budget to help you reach financial security and build wealth.
Our Modern Budgeting 101 class is designed to give you clarity, direction, and confidence around your finances. This session focuses on helping you understand where your money is going, how to take control of your monthly budget, and how to build a plan that aligns with your real-life priorities and goals. You’ll walk away knowing exactly what to focus on to reduce stress, manage debt, and create a clear path toward long-term financial stability.

We’ll walk through the real-world factors that shape your monthly finances, like income, bills, debt, and priorities, so you can build a budgeting plan that actually fits your life and gives you a clear path forward.

Get clear guidance on choosing the right budgeting approach for your situation, so it matches your goals, your lifestyle, and the way you actually spend and save money each month.

Learn how to build a realistic budget that fits your income and expenses, so you can manage your money confidently while still making progress toward reducing debt and building long-term financial stability.
Modern Budgeting 101 gives you clarity before you take your next step. You’ll gain a clear understanding of how budgeting works, where most people get stuck, and what changes actually move the needle — without being pushed into a product, a program, or a long-term commitment.
This class helps you see the full picture upfront, so you know exactly what to focus on first, what to fix next, and how to build a plan you can realistically follow. You’ll walk away with clear next steps, practical expectations, and more confidence about how to take control of your money.

